Giant Grizzly Bear

"Maybe it's a giant grizzly bear scratching his back on our house."

This is how my day started out. Around 7:40 the house started shaking, so hard that after it settled the strings on the blinds were swinging. Riley came running into my room and asked what happened. I told her I thought it was an earthquake but didn't really think it was, and she came up with the above quote. The child has some serious imagination. I think she's watched Jungle Book one too many times. Turns out, it was a 3.6 magnitude earthquake. I didn't know we had earthquakes in South Carolina, but apparently it was on the same fault line of one that hit in 1886 at 7.3 that killed over 100 people. Now I have to check into earthquake insurance. It's crazy all the policies we need to carry to live here, we already have flood, because we need coverage IF a hurricane hits, and now we need earthquake, IF a bad earthquake hits. No wonder the insurance companies make so much money, they feed off of the what-if's in life. We even got On Star for my car for IF we have an accident and I can't get to my cell phone and of course car insurance for IF we get in a wreck, and then the additional coverage for IF the other driver doesn't have insurance. I really don't want to do the math on how much we're spending on the what-if's in life. I might pass out.